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Engineering

Backend Engineer, Payments

Amsterdam · Hybrid · Full-time

Build the systems that move renters' money safely: payments, ledgers, card transactions and reconciliation.

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About the role

Every rent payment, card transaction, points award and refund at Zivra runs through the backend. You'll design and build those money flows with our banking-as-a-service partner, making sure every euro and every point is accounted for.

This is a role for someone who enjoys getting the hard parts exactly right: idempotency, consistency, reconciliation and clear audit trails.

What you'll do

  • Build and own payment flows for rent, card transactions and automatic refunds.
  • Design our internal ledger for balances and points, with daily reconciliation against our banking partner.
  • Integrate with our banking partner's APIs and webhooks, and handle failures and retries safely.
  • Make sure every financial operation is validated on the server, idempotent and fully logged.
  • Work with compliance on transaction monitoring and reporting.
  • Write the tests, alerts and runbooks that let us sleep at night.

Your first 90 days

  • Understand our payment flows end to end and map the risks.
  • Ship a production improvement to how we process or reconcile transactions.
  • Own the integration with our banking partner for one payment type.

What we're looking for

  • A completed bachelor's or master's degree from a Dutch research university (WO) or university of applied sciences (HBO), or an equivalent degree from abroad.
  • 4+ years of backend engineering, with at least 2 years on payments, banking or other financial systems.
  • Strong with Node.js/TypeScript (or a similar language you can transfer from quickly) and PostgreSQL.
  • Hands-on experience with idempotency, distributed transactions, double-entry ledgers or reconciliation.
  • A security-first mindset: you think about how things fail and how they can be abused.
  • Fluent English.

Nice to have

  • Experience with SEPA, iDEAL or card schemes.
  • Experience with banking-as-a-service platforms.
  • Knowledge of PSD2, PCI DSS or anti-money-laundering requirements.

What we offer

  • A competitive salary and employee stock options, discussed openly in the first call.
  • 25 vacation days plus Dutch public holidays.
  • Hybrid work from our Amsterdam office on Keizersgracht, with at least two days together each week.
  • A laptop and setup of your choice, and travel costs to the office reimbursed.
  • A yearly learning budget for courses, books and conferences.
  • Visa sponsorship through the Dutch highly skilled migrant scheme where needed.

About Zivra

Zivra is a Dutch money app for renters. Pay rent from Zivra, earn points on rent and card spending, and spend them on rewards around your city: coffee, dinners, fitness and nights out. We're a small team in Amsterdam getting ready to launch in the Netherlands.

Apply for this role

Takes about five minutes.

Required if you don't upload a CV.

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Education

This role requires a completed WO or HBO degree, or an equivalent degree from abroad.

A few sentences is plenty.

Candidate privacy notice

Zivra B.V. (Keizersgracht 520, 1017 EK Amsterdam) is responsible for the personal data in your application.

What we use: the details you send us (name, email, links, CV, education, answers) and where you found this role.

Why: only to assess your application and contact you about it. If you tick the talent-pool box, also to contact you about future roles (you can withdraw this any time).

Who sees it: the people involved in hiring at Zivra, and the service providers that host our website and send our emails, on our behalf.

How long: until four weeks after the hiring process ends, or 12 months with your talent-pool consent. Applications nobody has decided on are deleted after six months.

Your rights: you can ask to see, correct or delete your data, or withdraw your application, by emailing hello@getzivra.com. You can also complain to the Autoriteit Persoonsgegevens.